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Centre for Community Development Assistance Dreaming Poverty Free Aociety | Dhaka, Bangladesh

Non-Financial Program

ENRICH –A holistic approach towards household –focused poverty eradication

CCDA has been implementing new comprehensive project assistance by Palli Karma sahayak Foundation with endeavor of integrated household based development for poverty alleviation. The approach has been entitled Enhancing Resources and Increasing Capacities of Poor Household toward Elimination of their Poverty (ENRICH). The inspiration of the project is to ensure the best utilization of the resource (physical, financial) and human capabilities which a house hold is endowed with and enhancement of its resources and capabilities for undertaking potential activities. CCDA has been implementing the project in Eliotgonj south union under daudkandi upazilla in Comilla District.

Safe Water and Sanitation Project

Like many parts of Bangladesh, the under ground water of CCDA working area is highly contaminated with arsenic. On realizing the potential danger of prevalence of arsenic, CCDA in cooperation with NGO Forum started to set-up alternative technology to ensure arsenic-free drinking water on cost-sharing basis. These technologies include rain water harvesting and arsenic-iron removal plant. Supplying rainwater through pipeline among the community people at door step level on pilot basis is an important feature for CCDA activities. The program, one of the very few in Bangladesh, is running successfully, thanks to the active participation and cooperation of the community. On the other hand, CCDA has been implementing sanitation project through providing both hardware and software services among the community to complement the millennium goal of Bangladesh Government with the assistance of NGO-Forum. Hardware service includes manufacturing as well as distributing slab latrine (Low cost water sealed), while software is developing awareness and motivating people for use of improved latrines. Total coverage of beneficiaries under WATSAN stands at more than 10,000 families.

CCDA recently completed another project Enhancing Governance and Capacity of Service Providers and Civil Society in Water Supply and Sanitation Sector in 2 unions as Radhanagar and Gobindhapur under Meghna upazilla in Comilla district. Main activities of the project to local government capacity buildup, aware community people, provided safe water drinking and uses sanitary latrine (toilet).

Health Service

Recognizing the needs and importance of the poor community, CCDA was involved in implementing health care program since 1996. Supported initially by ILO (International Labour Organization), CCDA has been providing low cost health care services to the community, especially to the credit group members, through introducing Micro Health Insurance system in 2003 with the objective to provide health care facilities to larger number of beneficiaries in a sustainable manner. To provide health care facilities CCDA was established a health Care Centre at Eliotgonj Bazar under under Daudkandi upazilla of Comilla district. The services include consultation by qualified doctor, medicines/drugs, investigations/pathological tests, referral arrangements etc—all at a price/cost much lower than prevailing market rates.

Presently the organization providing health care services to every household in Eliotgonj south union through another project activities in ENRICH. CCDA staffs going door to door to make them more aware and careful to the health, nutrition and personal health needs particularly for the women and their children. Health Officials collect health information and advice to beneficiaries for any serious disease to going doctor/hospital. The organization has been arranging day long satellite clinic and special health camp for normal disease.

Social and Economic Exclusion and Migration (SEEM)

Bangladesh is a large population country in the world. Lot of people migrated abroad for employment every year. They earn remittance and grow GDP regularly. CCDA has been implementing various projects with assistance RMMRU. CCDA form Migrant Rights Protection Committee comprising returnee migrants, journalist, local level bank official’s local leaders, family members of migrant workers. The organization awareness people, safe migration and ensure rights on migration issues such as rally, hatshova, uthan boithak, cultural program etc at the union level.

We also plan to focus on policy including situation analysis on social cost, policy advocacy in a different context of women migration, reintegration policy, Shadow report. Awareness campaigning activities by engaging community group/representative of returnees in collecting evidence-based information, legal assistance for affected women migrants and left behind families. Develop a model skill development training course for potential female migrant workers. Social and economic reintegration support for women returnees etc.

Centre for Community Development Assistance Dreaming Poverty Free Aociety | Dhaka, Bangladesh

Financial Program

Microcredit Program

The most important and largest intervention of CCDA initiated in 1993. Women Development and Micro Credit program is now being operated mainly with the support of Palli Karma Sahayak Foundation (PKSF). PKSF promotes Microfinance in Bangladesh through wholesaling credit to NGOs/MFIs for retailing to small borrowers, with special focus on savings, credit and income generation activities (IGA)/enterprise development activities.

Important Features and Achievements of CCDA’s ever expanding Microcredit Program are:

Operation based on tailor-made Micro Credit Guideline, updated from time to time, closely monitored and followed up
Members are encouraged to generate Welfare Fund in addition to normal group savings. Good students of the members’ children are provided with scholarship for further education.
100% loan recovery rate since the start (1993).
Seasonal (mostly for farming activities) and livestock related loans are provided, in addition to normal IGA loans.
Advanced/potential members are developed as micro entrepreneurs through enterprise/ business promotional supports including development of skill.
So far, the program is benefiting more than 1,29,775 members of 15,219 groups. The members have so far generated Taka 135,65,00,000.00 (USD 1,59,58,823.00 /$1×85) as group savings.
End of September-2021 total Loan outstanding is BDT 350,79,00,000.00

Microenterprise Development Project (MDP)

CCDA has been implementing the program with associate by Palli Karma-Sohayak Foundation (PKSF) since 2019. The objective of the project to promote development of Microenterprises (MEs) for inclusive economic development and rural poverty reduction. The project expects to support additional 40,000 microentrepreneurs mainly engaged in Manufacturing, Agriculture, Livestock, Fisheries and Food Processing sectors with special focus on women entrepreneurship, environmental sustainability and social safeguard in country. MDP aims that at least 70% of the additional 40,000 ME borrowers will be women.

Sustainable Enterprise Project (SEP)

CCDA has been implementing the program with associate by Palli Karma-Sohayak Foundation (PKSF) since 2019. The project objective to increase the adoption of environmentally sustainable practices by targeted microenterprises. The first of the three components of SEP will support common services influencing non-revenue-generating physical activities to be environmentally sustainable through enhancing low polluting businesses as well as increased eco-labeling, product certification, brand development and access to premium markets. Besides, organizations’ capacity development and revenue-generating common services are included in this component. The project, through component-2, will be extending financial support for income-generating opportunities to the targeted microenterprises by supporting investment in activities — which are resource-efficient, low polluting, green and resilient through organizations as Agrosor loan. Under the component-3, ensure the project implementation in a timely and effective manner. It also includes activities for organization capacity building, facilitating communication and knowledge management, printing-publications, sub-sector studies, and monitoring and evaluation (M&E).

Strengthening Resilience of Livestock Farmers through Risk Reducing Services

CCDA implementation a project titled ‘Strengthening Resilience of Livestock Farmers through Risk Reducing Services’ with assistance by Palli Karma-Sahayak Foundation (PKSF). The project funded by the Swiss Agency for Development and Cooperation (SDC). The project aims to improve capacity and knowledge of livestock farmers on good farming practices through training, vaccination camp etc to reduce morbidity and mortality risks of livestock, and to encourage farmers to invest more in livestock rearing. It will also work to improve the capacity of different stakeholders on risk mitigation services for the livestock sector in the country.

Bangladesh Rural Water, Sanitation and Hygiene for Human Capital Development Project

The Government of Bangladesh (GoB) intends to implement the Bangladesh Rural Water, Sanitation and Hygiene for Human Capital Development Project with financial support from the World Bank (WB) and the Asian Infrastructure Investment Bank (AIIB) to reform institutions and improve WASH services that meet the ‘safely-managed’ services in line with SDG targets of 6.1 and 6.2. The Project Development Objectives are to: (i) improve access and quality of water supply, sanitation, and hygiene (WASH) services in selected areas of rural Bangladesh, and (ii) strengthen sector policy and institutional capacity. CCDA has implementation of the project assistance by Palli Karma-Sahayak Foundation (PKSF) to its working area. The selected households will get safe water supply and get hygienic sanitation facilities under the project.